Checking, savings, money market, & health savings account rates
Rates current as of January 1, 2020.
Variable interest rates are subject to change at any time according to market conditions and management discretion.
| Checking Accounts | ||||
|---|---|---|---|---|
| Account | Minimum Opening Deposit | Balance Required to Earn Interest | APY* / Variable Interest Rate | Open Online |
| Simply Better Checking | $50.00 | NA | NA / NA | Open Now |
| Direct Interest Checking | $50.00 | $0.00 |
0.05% / 0.05% |
Open Now |
| 50+ Interest Checking | $50.00 | $0.00 |
0.05% / 0.05% |
Open Now |
| Preferred Interest Checking |
$50.00
$50.00
|
$0 - $1,499.99
$1,500.00+
|
0.05% / 0.05%
0.10% / 0.10%
|
Open Now |
*APY = Annual Percentage Yield. NA = Not applicable. Fees may reduce earnings.
| Savings, Money Market & HSA Accounts | |||
|---|---|---|---|
| Account | Balance Required to Earn Interest | APY* / Variable Interest Rate | Open Online |
| Savings |
$0 - $2,499.99
$2,500 - $9,999.99
$10,000 - $19,999.99
$20,000 - $5,000,000
|
0.40% / 0.40%
0.40% / 0.40%
0.45% / 0.40%
0.45% / 0.40%
|
Open Now |
| Money Market |
$0 - $4,999.99
$5,000 - $19,999.99
$20,000 - $49,999.99
$50,000 - $99,999.99
$100,000 - $5,000,000
|
NA / NA
1.45% / 1.45%
1.60% / 1.60%
1.80% / 180%
2.00% / 2.00%
|
Open Now |
|
Health Savings Account (HSA)
|
$0 - $4,999.99
$5,000 - $19,999.99
$20,000 - $49,999.99
$50,000 - $99,999.99
$100,000 - $5,000,000
|
0.01% / 0.01%
1.45% / 1.45%
1.60% / 1.60%
1.80% / 180%
2.00% / 2.00%
|
|
*APY = Annual Percentage Yield. NA = Not applicable.
Savings:
No minimum balance requirement. Interest is earned on average monthly balance. Fees may reduce earnings. A non-interest savings account option is also available. If the combined balance of a deposit relationship in savings or money market accounts exceeds $5,000,000.00, balances exceeding $5,000,000.00 will be transferred to an interest bearing checking account.
Money Market:
No minimum balance requirement. Interest is earned on average monthly balances of $5,000 and higher. Fees may reduce earnings. If the combined balance of a deposit relationship in savings or money market accounts exceeds $5,000,000.00, balances exceeding $5,000,000.00 will be transferred to an interest bearing checking account.
HSA:
No minimum balance requirement . Interest is earned on average monthly balance. Fees may reduce earnings. HSAs cannot be opened online.
Questions?
Give us a call at 1-800-288-3425 or visit your nearest branch. No appointment needed.
For business rates call 1-800-288-3425.