To open a certificate of deposit (CD) as part of an IRA, trust, or business, please call us at 1-800-288-3425 or visit your
nearest branch. Personal fixed-rate CDs can be opened online by selecting Open CD Now below.
Rates current as of January 24, 2020 and subject to change.
|
Fixed Rate CDs & IRAs
|
| Term |
Minimum Opening Deposit |
APY* / Interest Rate |
Interest Paid |
Open Online |
|
3-month*
|
$250
$50,000
|
0.65% / 0.65%
0.75% / 0.75%
|
Maturity
|
|
|
6-month*
|
$250
$50,000
|
0.75% / 0.75%
0.85% / 0.85%
|
Maturity
|
|
| 1-year* |
$250
$50,000
|
1.25% / 1.24%
1.35% / 1.34%
|
Quarterly
|
|
| 18-month* |
$250
$50,000
|
1.35% / 1.34%
1.45% / 1.34%
|
Quarterly
|
Open CD Now |
| 2-year* |
$250
$50,000
|
1.50% / 1.49%
1.60% / 1.59%
|
Quarterly
|
Open CD Now |
| 30-month* |
$250
$50,000
|
1.55% / 1,54%
1.65% / 1.64%
|
Quarterly
|
Open CD Now |
| 3-year* |
$250
$50,000
|
1.75% / 1.74%
1.85% / 1.84%
|
Quarterly
|
Open CD Now |
| 4-year* |
$250
$50,000
|
1.90% / 1.89%
2.00% / 1.99%
|
Quarterly
|
Open CD Now |
| 5-year* |
$250
$50,000
|
2.00% / 1.99 %
2.10% / 2.10%
|
Quarterly
|
Open CD Now |
|
12-month*
(CD only)
|
$250
$50,000
|
1.25% / 1.24%
1.35% / 1.34%
|
Quarterly
|
Open CD Now |
|
30-day*
(IRA only)
|
$250
$50,000
|
0.45% / 0.45%
0.50% / 0.50%
|
Quarterly
|
|
*APY = Annual Percentage Yield. Withdrawals prior to maturity could reduce your earnings and a penalty may be imposed for early withdrawal. IRAs cannot be opened online.
| Variable Rate CDs & IRAs |
| Term |
Minimum Opening Deposit |
APY** / Interest Rate |
Interest Paid |
| 6-month** |
$250 or
$10 with auto transfer
|
0.75% / 0.75%
|
Quarterly
|
| 6-month** |
$50,000
|
0.85% / 0.85%
|
Quarterly |
| 1-year** |
$250 or
$10 with auto transfer
|
1.00% / 1.00%
|
Quarterly
|
| 1-year** |
$50,000
|
1.10% / 1.10% |
Quarterly |
**APY = Annual Percentage Rate. Variable Rate Certificates of Deposit or IRAs are subject to adjustment weekly according to market conditions and based on management discretion. Withdrawals prior to maturity could reduce your earnings and a penalty may be imposed for early withdrawal.
To open a variable rate CD or a CD as part of an IRA, trust, or business, please call us at 1-800-288-3425, visit your
nearest branch or submit a request
here.
For business rates call 1-800-288-3425.
